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Leasing and financing is the final step before you can drive home happy behind the wheel of your new car. Finding your perfect Lincoln takes time, attention, and dedication, which is why our team of finance professionals works just as hard to determine the ideal payment plan for your budget.

First you have to decide whether to lease or finance your car.

How can you do this? By getting the facts about both leasing and financing and comparing these facts to your lifestyle and financial situation.

At Schumacher Lincoln of Delray, we want our customers to be informed about their options. That's why we've laid out the basics of both lease and finance plans that you should consider before you make a decision.

What You Need to Know About Leasing and Financing

Reasons to lease a car:

• Factory warranties ensure lower or no repair costs
• Lower monthly payments
• You only pay sales tax on the portion of the car you finance
• You can upgrade to a newer model at the end of your lease

Be aware of these lease regulations:

• Certain lease agreements contain mileage or customization restrictions
• You must return the vehicle to the lessor once the lease is up

Reasons to finance a car:

• After the completion of payments, you own the vehicle
• You will not have to adhere to mileage or customization restrictions

Be aware of these financing facts:

• Higher monthly payments
• More upfront costs
• Greater cost of maintaining your vehicle

Find the Right Lease or Finance Plan at Schumacher Lincoln of Delray

Consult one of the finance professionals at Schumacher Lincoln of Delray to gain more insights into leasing and financing plans. Whether you're interested in a new or used Lincoln, we will find a payment plan that fits your budget.

Start the process by researching our flexible lease plans and the advantages of owning a Lincoln. Next, you can utilize our virtual credit consultant to get pre-approved for an auto loan before applying online.

Even with these nifty online resources, you'll want to make sure to contact our finance team either online, by phone at (844) 662-9065, or in person at 2102 South Federal Highway Suite B in Delray Beach, Florida. We're also proud to serve our neighbors in Boca Raton, Pompano Beach, Wellington, and Lake Worth.